Calibre Loan Solutions
your boutique MORTGAGE BROKER
We’re not just mortgage brokers – we’re here to listen, understand, and guide you through every step. Our focus is on finding the right home loan that fits your needs, offering support and advice with a personal touch. Let’s make your lending journey simple and stress-free.
EXPERIENCE THE difference
- Tailored Home Loans: Personalised mortgage strategies that fit your unique financial situation and goals.
- Human-Centric Approach: You're more than a number to us. We take the time to understand your story and aspirations.
- Expert Guidance: Navigate the complex world of mortgages with our seasoned professionals by your side.
- Local Market Insight: Benefit from our deep understanding of the Brisbane and Gold Coast property markets.
- We do the hard work for you: We handle the paperwork, negotiations, and lender communications, saving you time and stress.
Answer these questions to
CHECK YOUR BORROWING CAPACITY
100% Free, No Obligation
FREQUENTLY ASKED QUESTIONS
How do mortgage brokers get paid
Mortgage brokers are typically paid a commission by the lender once your loan is settled. This service is usually at no additional cost to you as the borrower.
Why should I use a mortgage broker instead of going directly to a bank
Using a mortgage broker gives you access to a wider range of loan options from multiple lenders, along with expert guidance tailored to your specific financial situation and goals.
What makes Calibre Loan Solutions different from other mortgage brokers
We offer a personalised service that larger institutions can’t match. Our boutique approach means we take the time to understand your unique needs and provide tailored support every step of the way.
How do I know if I'm getting the best mortgage deal
We compare various loan products, interest rates, and terms from multiple lenders to ensure you get the best possible deal for your circumstances.
What types of home loans are available in Australia
Common home loan types in Australia include variable-rate loans, fixed-rate loans, split loans, interest-only loans, and offset accounts, each offering different benefits to suit various financial situations and preferences.
How can Calibre Loan Solutions simplify the mortgage process for me
Our team handles everything from the initial consultation to loan approval and management, ensuring a seamless and stress-free experience. We make complex processes simple, allowing you to focus on finding your dream property.
We'll compare hundreds of home loans from 27+ leading lenders
OUR CLIENTS
MEET YOUR LOCAL MORTGAGE BROKER
Director & Principal Broker
Laura Cartmill
Laura is committed to understanding your financial goals and working with you to achieve them. Whether you’re purchasing a home or car, adding to your investments, refinancing, or consolidating debt, Laura takes pride in being part of your journey.
Known for her approachable demeanour and professionalism, Laura ensures you receive honest and dedicated service. She excels at simplifying complex financial processes into manageable steps, always striving to deliver the best outcomes for you.
Experience
With years of experience in the financial industry, we have helped countless clients achieve their goals. Our expertise ensures that you receive the best guidance and solutions tailored to your needs.
Top-rated
Our commitment to excellence has earned us top ratings from our clients. We pride ourselves on delivering outstanding service and achieving the best results for you.
Industry expert
As recognised industry experts, we stay ahead of the latest trends and regulations to provide you with cutting-edge solutions. Trust us to navigate the complexities of the financial world with ease.
OUR APPROACH
WE SIMPLIFY THE
complex
At Calibre Loan Solutions, we pride ourselves on our unique approach to lending. As boutique mortgage brokers, we focus on providing personalised services tailored to your individual needs. We believe in making the complex simple, guiding you through every step of the loan process with clarity and expertise.
WHAT MAKES US different
Personalised Service
We take the time to get to know you and understand your financial goals, ensuring that every solution we offer is tailored to your specific situation.
Expert Guidance
Our team of experienced professionals provides clear, honest advice, helping you navigate the complexities of lending with confidence.
Client-Centered Approach
We treat each client as a valued individual, not just a number. Your financial success is our top priority, and we are dedicated to helping you achieve your goals.
Efficiency and Simplicity
We streamline the loan process, breaking down complex financial concepts into easy-to-understand steps, ensuring a smooth and stress-free experience.
OUR MORTGAGE SERVICES
01
First Home Buyers
Get expert guidance and support from your mortgage broker throughout the entire process, from finding the right loan to securing your dream home.
Loan Eligibility Assessment
We assess your eligibility for loans and help you understand your borrowing capacity.
First Home Buyer Grants
Guidance on accessing and maximising government grants and incentives for first home buyers.
Property Selection Assistance
Assistance in selecting a property that fits your budget and meets your needs.
02
Home Loan Refinancing
Explore options to refinance your current mortgage to achieve better rates and terms, saving you money over the life of your loan.
Rate Comparison
We compare your current mortgage rate with potential refinancing options to find the best deal.
Cost-Benefit Analysis
A detailed analysis of the costs and potential savings of refinancing your home loan.
Application Assistance
Assistance with the refinancing application process, ensuring a smooth transition.
Financial Health Check
A review of your financial situation to ensure refinancing is the right choice for you.
03
Loan Pre-Approval
Obtain pre-approval for your home loan, giving you the confidence and negotiating power when house hunting.
Fast-Track Process
A streamlined process to expedite your pre-approval application.
Document Preparation
Assistance in gathering and preparing the necessary documents for pre-approval.
Negotiation Advantage
Gain a competitive edge in negotiations by showing sellers you’re a serious buyer.
Rate Lock
Secure an interest rate for a set period, protecting you from potential rate increases during your home search.
04
Low Deposit Loans
Access loans that require a smaller deposit, making it easier for you to enter the property market.
Deposit Options
Explore loan options with low deposit requirements, such as guarantor loans or government schemes.
LMI Guidance
Understand Lenders Mortgage Insurance (LMI) and how it can help you secure a loan with a lower deposit.
Budget Planning
Assistance in planning your finances to save for a deposit or meet lender requirements.
Loan Structuring
Guidance on structuring your loan to minimise upfront costs and maximise affordability.
Let's Chat
Ready to discuss your financing needs? We’re here to provide tailored lending solutions that fit you like a glove. Reach out today and let’s start building your financial future together.
