Calibre Loan Solutions
tailored & efficient
EQUIPMENT FINANCE
- Finance up to 100% of equipment purchase costs
- Preserve working capital for core business operations
- Flexible repayments aligned with your revenue cycles
- Access diverse equipment finance options through our lender network
- Deal directly with your local Queensland broker - expertise that matters
WHY CHOOSE US as your finance broker
Boutique Service, Big Savings – Here’s How We Help
Access to Exclusive Rates
Our extensive network provides options tailored to your business needs, helping you secure a deal that truly works for you.
Streamlined Application Process
We handle the paperwork, saving you time to focus on your business.
Business Equipment Finance Experts
Our specialists offer insights to support your company's growth strategy.
Fully Tailored Solutions
We take the time to understand your unique financial situation and goals. No cookie-cutter solutions here - everything is tailored to fit you.
What are our customers saying about us?
WE COMPARE hundreds OF LOANS FROM 60+ LENDERS
HOW IT WORKS
YOUR JOURNEY with us
1.
Quick Start & Personalised Consultation
Provide a few quick details then we dive deeper into a one-on-one session where we understand your unique goals. We’ll analyse your business’s financial position and equipment requirements, ensuring a tailored approach.
2.
Customised Finance Solutions
Leverage our extensive lender network to find options that align with your business objectives. We’ll present you with carefully curated choices, saving you time and potentially uncovering opportunities you might have missed.
3.
Effortless Application
Navigate the paperwork with ease as we handle the heavy lifting. Our expertise streamlines the application process, minimising disruption to your business operations and increasing your chances of approval.
4.
Ongoing Partnership
Benefit from continued support beyond loan approval. We’re here to answer questions, assist with future financing needs, and provide insights to support your business growth through strategic vehicle finance.
USE OUR EASY
equipment finance calculator
Quickly see how different scenarios could fit your business budget. Contact us for a personalised quote tailored to your specific needs.
REPAYMENT CALCULATOR
frequently asked QUESTIONS
What is equipment finance and how does it work
Equipment finance is a funding solution that allows businesses to acquire necessary equipment without paying the full cost upfront. The finance company purchases the equipment on your behalf, and you repay the amount plus interest over an agreed term. At the end of the term, depending on the agreement, you may own the equipment outright or have options to upgrade.
What types of equipment can be financed
A wide range of business equipment can typically be financed, including machinery, vehicles, IT hardware, office equipment, medical equipment, and more. The specific types of equipment eligible for finance may vary depending on the lender and your business industry.
How long are the typical terms for equipment finance
Equipment finance terms can range from 1 to 7 years, depending on the type of equipment, its expected useful life, and your business needs. Longer terms may be available for certain types of heavy machinery or high-value equipment.
What are the benefits of equipment finance for my business
Equipment finance can help preserve working capital, potentially offer tax benefits, and allow for the acquisition of necessary equipment without a large upfront cost. It can also help in managing cash flow through structured repayments and may allow for equipment upgrades as technology advances.
How does equipment finance differ from a regular business loan
Equipment finance is specifically tied to the purchase of equipment, with the equipment often serving as collateral for the loan. This can sometimes result in more favourable terms compared to unsecured business loans. Additionally, equipment finance is often more flexible in terms of structuring repayments to align with your business’s cash flow.
Can I finance both new and used equipment
Yes, most equipment finance solutions can be used for both new and used equipment, subject to the lender’s policies and the age and condition of the equipment.
Are there tax implications for equipment finance
Equipment finance can have tax implications, such as potential deductions for interest payments and depreciation. However, tax treatment can vary based on the financial structure and your business circumstances. We recommend consulting with a tax professional for advice specific to your situation.
How do I know if equipment finance is right for my business
Equipment finance might be suitable if your business needs to acquire or upgrade equipment but wants to preserve cash flow. Factors to consider include your business’s financial situation, equipment needs, and long-term goals. Our brokers can help assess your specific circumstances and recommend suitable options.
What are the advantages of using a finance broker for equipment finance instead of going directly to a bank
As your equipment finance broker, we offer access to multiple lenders and tailored solutions. Our expertise saves you time and effort, in navigating options to match your specific business needs. We provide personalised guidance throughout the process, from application to ongoing support, ensuring you find the right equipment finance solution for your company’s growth.
MEET YOUR LOCAL Finance BROKER
Director & Principal Broker
Laura Cartmill
Laura is your local loan specialist, featured in Forbes for her expertise in bridging loans and property financing strategies.
Laura is committed to understanding your financial goals and working with you to achieve them. Whether you’re purchasing a home or car, adding to your investments, refinancing, or consolidating debt, Laura takes pride in being part of your journey.
Known for her approachable demeanour and professionalism, Laura ensures you receive honest and dedicated service. She excels at simplifying complex financial processes into manageable steps, always striving to deliver the best outcomes for you.